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Real Estate Loans

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Featured Programs

Multi-Family

We offer flexible financing solutions for investors looking to purchase or refinance multi-family properties across the U.S. Our loan programs are available to both U.S. citizens and foreign investors, with competitive rates and terms to support a wide range of investment strategies. From small apartment buildings to large residential complexes, we help clients secure the funding they need to grow their portfolios.

MULTI-FAMILY LOANS

VA Loans

VA loans offer eligible veterans and service members zero down payment options in all markets. They also come with the added benefit of no monthly mortgage insurance, making them a cost-effective choice. Borrowers can choose from fixed-rate or adjustable-rate (ARM) terms to fit their needs. VA loans make homeownership more accessible for those who have served our country.

VA LOANS

Fix and Flip/Fix and Keep

Fix and Flip and Fix and Hold loans are popular financing strategies used by real estate investors to purchase and renovate properties. With the Fix and Flip approach, investors buy undervalued or distressed properties, make improvements, and quickly resell them for a profit. We partner with investors to secure the most suitable funding options for these types of projects.

 

 

REHAB LOANS

Foreign National

Loans for non-residents interested in buying or refinancing property in the US. We offer loans for second homes, investment properties, and commercial buildings. Loans do not require a US credit score.

Foreign Nationals

Investor/DSCR

Real estate investor loans provided by Fannie Mae, regional banks, and private investors. DSCR loans are qualified based on the potential or current cash flow of income-generating properties. No income documentation is required from the borrower.

Investor Loan

Condos

Condos can be challenging to finance, but we are experts. We provide loans for all types of condos, including Warrantable, Non-Warrantable, and Condotels.

MORE ABOUT CONDOS
Multi-Family Apartment Buildings

Invest in Multi-Family Apartment Buildings in the U.S. – Financing for U.S. Citizens and Foreign Nationals

Investing in multi-family apartment buildings in the United States is one of the most profitable and stable real estate opportunities available today. Whether you’re a U.S. citizen or a foreign national, our mortgage brokerage specializes in providing customized financing solutions designed to help you purchase or refinance apartment buildings nationwide. With competitive rates, flexible loan terms, and expert guidance, we make it easier than ever to enter or expand in the U.S. multi-family housing market.

For U.S. citizens, we offer a variety of apartment building loan options tailored to fit your investment goals and financial profile. From traditional mortgage loans to portfolio financing for investors with multiple properties, our solutions are built to support long-term growth in the multi-family real estate sector. Our experienced team works closely with clients to ensure they secure the best loan structure for their needs.

We also proudly serve foreign national investors seeking to purchase or refinance U.S. multi-family properties. Through specialized foreign national loan programs, non-U.S. residents can access apartment building financing with simplified documentation and terms designed for international buyers. Our deep understanding of cross-border financing and U.S. real estate regulations ensures a smooth and efficient lending process.

Whether you're a first-time buyer or an experienced investor, our goal is to make multi-family property ownership in the United States accessible and profitable. Contact us today to explore your options and start building wealth through multi-family real estate.

Welcome to My Mortgage Ace

Your Trusted Source for Foreign National, Fix and Flip, and Builder Loans 
 
At My Mortgage Ace, we specialize in Foreign National loans for real estate investors purchasing single-family homes, small multi-family properties, and large apartment building projects across the United States. We also offer a wide range of niche lending solutions, including Fix and Flip loans and Ground-Up Construction (GUC) loans tailored for experienced and first-time builders.  As a leading provider of specialized mortgage solutions, our team is committed to delivering exceptional service and financing strategies that meet the unique needs of both U.S. and international clients. Whether you're investing in income-generating properties, renovating for resale, or building from the ground up, we have a loan program designed to help you succeed.  
 
Ready to get started? Contact us today for a free consultation with one of our experienced loan specialists and discover how we can help turn your real estate goals into reality.
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What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
7 reviews
Karly Jo
Laura Harris helped me tremendously on fixing my first new home. Highly recommend her for your next purchase of a home!
Laura Harris helped me tremendously on fixing my first new home. Highly recommend her for your next purchase of a home!

Karly Jo

1 year ago

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Kaylina Hartman
Laura is fantastic! We have worked her for our past 3 big purchases. We trust she always has our best interest.
Laura is fantastic! We have worked her for our past 3 big purchases. We trust she always has our best interest.

Kaylina Hartman

1 year ago

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Lauren Ritson
Excellent experience working with this team. Very timely and responsive.
Excellent experience working with this team. Very timely and responsive.

Lauren Ritson

3 years ago

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FUBAR
Thank you Laura! It's a pleasure working with you, and thanks for making the process as easy as possible!
Thank you Laura! It's a pleasure working with you, and thanks for making the process as easy as possible!

FUBAR

6 years ago

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Carolina Ortega Barrales
Laura Harris is an extraordinarily talented and knowledgeable mortgage broker. She was thorough, expeditious and timely on helping me process my home loan. Her resourcefulness resulted in an excellent loan where other agents had failed. I will never work ...
Laura Harris is an extraordinarily talented and knowledgeable mortgage broker. She was thorough, expeditious and timely on helping me process my home loan. Her resourcefulness resulted in an excellent loan where other agents had failed. I will never work with another agent again- Laura is the best!
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Carolina Ortega Barrales

6 years ago

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Robin Brown
Laura has been truly outstanding to work with. She was very knowledgeable, and kept us informed on the details every step of the way. She removed so much of the stress in dealing with this and was a true pleasure to work with. I would definitely use he ...
Laura has been truly outstanding to work with. She was very knowledgeable, and kept us informed on the details every step of the way. She removed so much of the stress in dealing with this and was a true pleasure to work with. I would definitely use her again! I highly recommend her.
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Robin Brown

6 years ago

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