We offer loans for true Foreign Nationals with incredible terms. Foreign national loans can be made on a 2nd home, an investment property or a commercial property in the US for a resident of another country. There are many investor options and some require very little documentation. For investment properties, the loan can be qualified using only the cash-flow on the subject property or Debt Service Coverage Ratio (DSCR).
Loan Features
- Loans of up to 70%-75% of the property value or contract price.
- Loan amounts up to $50,000,000 for commercial properties.
- Excellent mortgage rates.
- Fixed Rates, ARM's, and Interest Only options.
- NO US credit required.
- Single Family, Condo, Townhome, Multi-Family Apartment Buildings* and Commercial Loans*.
- Purchase, Refinance, and Cash-outs.
Loan Qualifiers
- Must have valid foreign Passport.
- Must be able to source down payment with current bank statements (overseas bank account is okay).
- Will require 2 months bank statements showing cash to close, any large deposits will have to be sourced.
- Must have foreign, current address.
- Must live and work in another country.
- Income documentation varies by investor and borrower's profession. Please note, even you meet all of these qualifiers you still may not be eligible for financing. Please call or email to get pre-approved for this type of loan.
* All commercial loans will require proof of experience owning this type of property.
We will need the following to start a quote for commercial properties.
For the property:
- Most recent 2 months rent roll
- T-12 P&L, showing each month side by side
- Property Address
Available in most US states.
